• You can borrow up to €200,000 with a max term of 20 years, interest rate is 3.5% (3.56% APR Variable*)
  • A typical mortgage of €180,000 at a rate of 3.5% (3.56% APR variable) over 20 years with 240 monthly instalments costs €1043.93 per month excluding insurance. The total amount to be repaid is €250,497.55
  • This is a variable rate loan: The payment rates on this home loan may be adjusted from time to time.
  • Warning – Your home is at risk if you do not keep up repayments on a mortgage or any other loan secured on it.
  • If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

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Mortgages – Investing your future in a lender you trust


Mortgages under 100k – 4.5% ( Apr 4.59% based on a mortgage of 99,000 over 20 years)

Mortgages over 100k - 3.5% ( Apr 3.56% based on a mortgage of up to 200,000 over 20 years)

  • Maximum loan to value: 90% for first time buyers.
  • Maximum loan to value: 80% for non first time buyers.
  • Maximum loan to income: 3.5 times (combined income where relevant)
  • Available on a Principal Private Residence only (PPR).
  • Properties in the Republic of Ireland only.
  • First Charge Security on the property is required.
  • You can switch the mortgage loan relating to your principal private residence in Ireland to us.
  • No Investment, Buy-to-Let or Self Build properties considered.
  • Relevant Insurances required.
  • Interest is charged on the reducing balance.
  • No penalties if you pay off your mortgage earlier than the originally agreed term on variable rates.
  • No pre-prepayment penalties.
  • No Arrangement fees.
  • Mortgages available to over 18’s only.

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